Lately, I have come upon some financial difficulties. I have over $23,000 in student loan debt. I was supposed to leave Catawba with about half that, but they repeatedly screwed me over. I came to accept that, thinking that my degree would be worth it. Well, it's not. I can't find an effing job. I am on unemployment. I have applied to jobs. No response whatsoever. I am either over-qualified or under-qualified for jobs. My degree is not doing me a damn bit of good.
However, it doesn't matter. My loans are still there. It doesn't matter if that degree gets me a job or not. I have 3 different school loans. Two of them are currently in forbearance. That means that I don't have to make payments on them right now, but interest is still accruing. The other one, I am still attempting to make payments on. As of right now, I am caught up. However, I have another almost $300 payment due at the end of the month.
This degree isn't getting me anywhere. It seems like the only way I will be able to get a job is to get a degree in something else; something more specialized; something in demand.
So, I've thought about going back to school. The only thing I really want to go back to school for is Veterinary Technology. I will rack up thousands more in student loan debt. The really funny thing is: I will not be making much more money than what I make now. So, I will probably be in the same position that I am now.
This is almost funny to me. Almost. If it weren't so heartbreakingly painful.
I am never going to get out of debt. I will always be in this cycle. My only hope: the lottery. haha. I laugh through the tears.
So, at this point, I'm pretty sure that college was one of the worst decisions I've made. I would probably be working a crap job right now if I hadn't gone to college. But, I could have paid my bills with a crap job. The only real bills I have right now are rent and school loans. I can pay the rent with my unemployment, which is barely above minimum wage. So, I would be doing just fine. The only things I gained with this degree: a piece of paper, minimal pride, and a ton of debt.
Some days I laugh at this. Some days I cry. Today is one of the bad days. It's not funny to me today.
However, it doesn't matter. My loans are still there. It doesn't matter if that degree gets me a job or not. I have 3 different school loans. Two of them are currently in forbearance. That means that I don't have to make payments on them right now, but interest is still accruing. The other one, I am still attempting to make payments on. As of right now, I am caught up. However, I have another almost $300 payment due at the end of the month.
This degree isn't getting me anywhere. It seems like the only way I will be able to get a job is to get a degree in something else; something more specialized; something in demand.
So, I've thought about going back to school. The only thing I really want to go back to school for is Veterinary Technology. I will rack up thousands more in student loan debt. The really funny thing is: I will not be making much more money than what I make now. So, I will probably be in the same position that I am now.
This is almost funny to me. Almost. If it weren't so heartbreakingly painful.
I am never going to get out of debt. I will always be in this cycle. My only hope: the lottery. haha. I laugh through the tears.
So, at this point, I'm pretty sure that college was one of the worst decisions I've made. I would probably be working a crap job right now if I hadn't gone to college. But, I could have paid my bills with a crap job. The only real bills I have right now are rent and school loans. I can pay the rent with my unemployment, which is barely above minimum wage. So, I would be doing just fine. The only things I gained with this degree: a piece of paper, minimal pride, and a ton of debt.
Some days I laugh at this. Some days I cry. Today is one of the bad days. It's not funny to me today.
